Kodi njira zolipirira zomwe Uchampak amavomereza ndi ziti?

Timapereka njira zingapo zolipirira zamakampani zomwe zimagwirizana ndi mgwirizano wamalonda apadziko lonse lapansi, kulinganiza zosowa za makasitomala padziko lonse lapansi ndi chitetezo cha malonda. Zosankha zina ndi izi:

① T/T (Kutumiza kwa Telegraphic): Njira yolipirira yomwe imagwiritsidwa ntchito kwambiri pogwirizana, yokhala ndi njira yosinthira yolipirira yoyenera maoda ambiri wamba. Ma schedule osinthika olipira monga kulipira pasadakhale kapena kulipira motsutsana ndi zikalata amatha kukonzedwa, zomwe zimathandiza magulu onse awiri kuyang'anira kayendedwe ka ndalama malinga ndi momwe mgwirizanowu ukuyendera.

② L/C (Kalata Yotsimikizira Ngongole): Imathandizira kulipira kwa L/C kothandizidwa ndi chitsimikizo cha ngongole ya banki, kuchepetsa zoopsa zogulira. Ndi yabwino kwambiri pochita mgwirizano koyamba, maoda amtengo wapatali, kapena madera omwe ali ndi malamulo okhwima osinthana ndalama zakunja.

③ Kusonkhanitsa Ndalama ku Banki (D/P, D/A): Kwa makasitomala omwe ali ndi chidaliro chokhazikika komanso mgwirizano wa nthawi yayitali, njira iyi yothetsera mavuto ikhoza kukambidwa. Ikuphatikizapo mitundu iwiri: Zikalata Zotsutsa Malipiro (D/P) ndi Zikalata Zotsutsa Kulandiridwa (D/A), zomwe zimapangitsa kuti kasitomala azitha kuyang'anira bwino ndalama zomwe akugwiritsa ntchito.

Malamulo oyambira olipira amitundu yosiyanasiyana ya maoda:

① Maoda Okhazikika: Kawirikawiri amakonzedwa ngati malipiro a T/T okonzedwa mwadongosolo—30% malipiro apasadakhale otsatiridwa ndi 70% yotsala musanatumize. Izi zimathandiza kuti nthawi yopangira zinthu ikhale yosavuta komanso kuteteza zofuna za onse awiri pankhani yolipira ndi kutumiza katundu.

② Maoda Opangidwa Mwamakonda (okhudzana ndi zida zatsopano kapena kugula zinthu zapadera): Chiŵerengero cha malipiro apasadakhale chingasinthidwe kutengera ndalama zogulira ndi zoopsa zopangira. Chiŵerengero chenicheni ndi zochitika zolipira zidzafotokozedwa momveka bwino mu mtengo.

Mukatsimikizira oda yanu, woyang'anira akaunti yanu wodzipereka adzakupatsani malangizo atsatanetsatane olipira, kuphatikizapo zambiri za akaunti yolipira ndi zikalata zofunika, kuti zithandizire kukonza bwino malipiro. Pazofunikira zapadera zolipira kapena zochitika zolipira, mayankho okonzedwa akhoza kukambidwa ndikukonzedwa nthawi iliyonse.